When you have reached the age that your children have all moved away from home, it might be time to start thinking about your retirement and how you want to spend your time. You may even want to look at buying a home in a variety of 55+ active adult communities. In addition to the cost and the location of your new home, there can be many additional details you want to look at. Here are some considerations to look at when you are searching for the right active adult community to move into.
Evaluate the Fees
When you are looking to buy a home in an active adult community, the price of the property will give you ownership of your new residence. However, this is often not the only cost that you will need to plan for. In addition to paying for the property, there will likely be some community fees, such as HOA fees that take care of the property's common areas and exterior of your home to help make your lifestyle as maintenance-free as possible. They usually will help take care of snow and ice during the winter, along with mowing lawns and leaf clean-up during summer and fall.
Additionally, there will be extras that you have access to, such as a swimming pool, tennis courts, fitness area, classes, and a golf course. There may be an onsite bar or dining area where you can socialize and use for parties and other get-togethers.
Consider the Activities
One of the benefits of choosing an adult community for your future home is the variety of community activities that are available. You will already be around other neighbors and people your own age, so they will likely have the same interests that you can participate in and make friends. Check into the types of activities that are available with your homeownership there and you can decide if the location and neighborhood community are good fits for you.
Some types of activities that are available may focus on specific interests and hobbies, such as a book club, water aerobics, other water sports, crafting, pickle ball, and other active games. There may also be organized parties and mingles that take place at the community clubhouse or another nearby location, and can include trips to a specific destination for a getaway during the summer or a Christmas party at the end of the year, as examples. The activities at one adult community may be different from the activities and events at another property, so be sure you consider the specifics while you are making your decision.